Surfshark vs Xeovo

Compare Surfshark and Xeovo on capabilities, jurisdiction, assurance, and fit for European buyers.

Both listed as alternatives to: ExpressVPN

Surfshark

Netherlands· VPN Services

Needs review

Shortlist Surfshark when you need unlimited concurrent devices, a large RAM-only commercial VPN network, and optional Surfshark One suite tools under a Dutch legal entity. Skip when you need ownership diversification away from the Nord Security group, open-source clients, cash-only anonymous accounts, or hard EU-only account processing without US-group SaaS — consider Proton VPN or Mullvad instead.

Unlimited devicesRAM-only serversNL legal entityDeloitte no-logs (claimed)VPN + One suiteClosed source

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Xeovo

Finland· VPN Services

Needs review

Shortlist Xeovo when you need a Finnish EU operator with WireGuard/OpenVPN plus a real stealth-proxy toolkit (AmneziaWG, multi-protocol obfuscation, Hysteria 2) and cash/crypto payment options. Skip when you require independent no-logs audits, port forwarding, dedicated IPs, or streaming reliability—prefer Mullvad or Proton VPN instead.

Finnish Xeovo OyWireGuard + OpenVPNStealth proxies + AmneziaWGCash & crypto paymentsAnnual transparency reports

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Highlighted rows differ between the two products.

Surfshark vs Xeovo: Snapshot
Feature	Surfshark	Xeovo
Country of origin	Netherlands	Finland
Category	VPN Services	VPN Services
Open source	No	No
Self-hosted	No	No
Headquarters	Netherlands	Finland
Legal entity	Surfshark B.V. (Kabelweg 57, 1014BA Amsterdam, the Netherlands)	Xeovo Oy (reg. no. 3233901-7), Rautiontie 5G 30, 00640 Helsinki, Finland
Governing law	Netherlands / EU GDPR as controller per Privacy Policy	Finnish courts for unresolved disputes (terms of service)
US parent / control	No known US parent	No known US parent
CLOUD Act exposure (indicative)	Medium	Medium
Hosting / residency	Global RAM-only VPN server network (vendor: 4,500+ servers / 100+ countries). Account/support/analytics/payments subprocessors per Privacy Policy include Google (Firebase Analytics, BigQuery), Cloudflare, Zendesk, Stripe and other PSPs, AppsFlyer, Iterable, Purchasely, Telnyx, plus group companies in EEA, UK, and the United States. Transfers use SCCs or adequacy.	No public infrastructure/subprocessor register. Privacy policy claims stored personal data is not transferred outside the EEA. VPN and stealth exit nodes on status.xeovo.com include EU/EEA locations plus Australia, Brazil, Canada, Japan, Singapore, South Korea, and multiple US cities. Payment rails include global card networks, PayPal, and crypto; Xeovo states it does not store full card data.
Summary	Dutch-registered VPN and Surfshark One cybersecurity suite: unlimited devices, RAM-only servers, audited no-logs claims, and optional antivirus, leak alerts, and identity tools.	Finland-based Xeovo Oy VPN with WireGuard/OpenVPN plus stealth proxies (Shadowsocks, AmneziaWG, VLESS/VMess/Trojan, Hysteria) for censorship resistance, no-logs policy claims, and privacy-friendly payments.
Tags	privacy vpn cybersecurity consumer gdpr	privacy vpn finland wireguard censorship-bypass stealth-proxy no-logs

At a glance: Surfshark vs Xeovo
At a glance	Surfshark	Xeovo
HQ / legal entity	Surfshark B.V., Amsterdam, Netherlands	Not listed
Ownership	Merged holding with Nord Security (2022); brands operate separately	Not listed
Deployment	Cloud VPN / SaaS suite (not self-hosted)	Not listed
Open source	No (closed-source clients)	No (uses open protocols; service not OSS)
Device model	Unlimited simultaneous connections (paid plans)	Not listed
VPN network	4,500+ RAM-only servers, 100+ countries (vendor-stated)	Not listed
Primary audits	Deloitte no-logs 2023/2025; Cure53; SecuRing	Not listed
HQ	Not listed	Helsinki, Finland (Xeovo Oy)
Legal entity	Not listed	Xeovo Oy, reg. 3233901-7
Timeline	Not listed	Public product history from April 2016
Protocols	Not listed	WireGuard, OpenVPN, AmneziaWG, Shadowsocks, VLESS/VMess, Trojan, Hysteria 2
Network	Not listed	~27 countries / ~60 servers (vendor); live status map
Self-host	Not listed	No (SaaS VPN)
Commercial model	Not listed	Prepaid subscription; 5 devices; 30-day refund (limits apply)

Key capabilities: Surfshark vs Xeovo
Key capabilities	Surfshark	Xeovo
Unlimited devices	Yes	Not listed
RAM-only servers	Yes	Not listed
NL legal entity	Yes	Not listed
Deloitte no-logs (claimed)	Yes	Not listed
VPN + One suite	Yes	Not listed
Closed source	Yes	Not listed
Finnish Xeovo Oy	Not listed	Yes
WireGuard + OpenVPN	Not listed	Yes
Stealth proxies + AmneziaWG	Not listed	Yes
Cash & crypto payments	Not listed	Yes
Annual transparency reports	Not listed	Yes

Surfshark

Unlimited simultaneous VPN connections
One subscription covers every concurrent device the account can run — phones, laptops, TVs, routers — without the 5–12 device caps common on rival plans. Best for households and multi-device freelancers; confirm current ToS limits for free trials.
RAM-only global VPN network with modern protocols
Vendor-stated 4,500+ RAM-only servers across 100+ countries; WireGuard, OpenVPN, IKEv2, and in-house Dausos. Nexus features include MultiHop, IP Rotator, Everlink self-healing, and FastTrack routing. Server counts and locations change — verify live map before region-critical use.
Surfshark One security suite (beyond the tunnel)
Optional bundling of antivirus (AV-TEST scored), Alert leak monitoring, Alternative ID (disposable persona/email/number), private Search, and Incogni data-broker removal on higher tiers. Suite tools process extra personal data by design — read the Privacy Policy scopes before enabling them.
Nexus MultiHop, IP Rotator, and CleanWeb
Dynamic MultiHop for entry/exit pairing, periodic IP rotation without full disconnect, CleanWeb ad/tracker blocking, plus kill switch and bypass controls. Useful for privacy-sensitive browsing and shared networks; not a substitute for endpoint hardening on high-risk devices.
Audited no-logs posture and public security tests
Deloitte no-logs assurance reported for 2023 and 2025 (account-gated full reports); public Cure53 and SecuRing assessment PDFs for infrastructure/apps. Treat as strong consumer-grade transparency, not automatic enterprise ISO/SOC coverage.

Xeovo

WireGuard and OpenVPN with published crypto details
Official features page documents WireGuard (ChaCha20/Poly1305, Curve25519; ports 51280/53/80/443, AmneziaWG configs) and OpenVPN (AES-256-GCM, TLS 1.3, TCP 443 and UDP 1196). Suits teams that want modern defaults without proprietary tunnels—still validate leaks on your OS stack.
Stealth proxies for DPI and censorship resistance
Shadowsocks (+ v2ray plugin), VLESS/VMess (WS+TLS), Trojan (TLS/WS+TLS), AmneziaWG, and Hub-announced Hysteria 2.0 for networks that block plain VPN. Subscription generators target tested third-party clients; no SOCKS5. Availability claims for restricted countries are vendor status-matrix based.
Config generator, custom DNS, optional ad/tracker block lists
Built-in generators produce VPN and stealth subscription configs. WireGuard/AmneziaWG/OpenVPN can use custom DNS or Xeovo’s ad/tracker-blocking DNS (lists such as pgl.yoyo.org, AdAway, oisd). Useful for power users; block lists may break some sites.
Compact multi-region map with live P2P labels
Marketing cites ~27 countries / ~60 servers with quality-over-quantity positioning. status.xeovo.com shows per-node health and which VPN/stealth locations allow P2P. Five concurrent devices, unlimited bandwidth marketing, IPv6, WireGuard kill-switch—no port forwarding or dedicated IPs.
Privacy-oriented payments and optional email accounts
Accepts cash, Monero, Bitcoin, and Litecoin alongside cards and PayPal. Registration needs a username/password; email is optional for recovery and billing notices. Prepaid plans with a one-time 30-day money-back window (crypto refunds excluded per terms).

Assurance & compliance: Surfshark vs Xeovo
Assurance & compliance	Surfshark	Xeovo
Independent security / no-logs audit	Vendor claimed Deloitte no-logs assurance reports for 2023 and 2025 (ISAE 3000 framing per vendor; full reports account-gated). Public Cure53 and SecuRing security/infrastructure PDFs also published on Trust Center.	Not found Privacy policy claims detailed no-logs; annual Hub transparency reports are first-party only. No public third-party audit PDF located.
ISO 27001	Not found Not found as a primary advertised company-wide certification on Trust Center pages reviewed for this draft.	Not found
SOC 2 / SOC 3	Not found Not found as a primary advertised company-wide certification on Trust Center pages reviewed for this draft.	Not found
GDPR / EU data protection	Vendor claimed Dutch B.V. controller; Privacy Policy cites GDPR, DSAR rights, SCCs/adequacy for transfers. Not legal advice.	Vendor claimed Finnish controller Xeovo Oy; privacy policy cites GDPR and Finnish DPA (tietosuoja.fi); claims no transfer of stored personal data outside EEA.
US CLOUD Act exposure (indicative)	Partial EU entity / no known US parent, but Privacy Policy lists US-group subprocessors (Google analytics/storage, Cloudflare, Zendesk, Stripe, AppsFlyer, Telnyx, US group companies) for account/support/marketing/payments paths. VPN no-logs claims do not eliminate account-data exposure. Indicative only — not legal advice.	Partial EU entity / no known US parent and claimed EEA storage for account data, but no public hosting/subprocessor list and public US exit locations. Residual exposure medium. Not legal advice.
Data processing agreement (B2B)	Not found No clear public self-serve B2B DPA package found on primary pages; Teams is sales/quote-driven. Confirm contract language before enterprise use.	Not found No public B2B DPA download or subprocessor schedule found; privacy policy is consumer-oriented.
EU AI Act	Not applicable Consumer VPN/security suite; AI-assisted scam-check features exist but product is not AI-centric as primary category.	Not applicable Consumer VPN/stealth-proxy service, not an AI system offering under typical AI Act scoping.
VPN Trust Initiative seal	Vendor claimed Vendor displays VTI certification/seal on About and Trust materials; confirm current listing on vpntrust.net if required.	Not listed

Considerations & known limitations: Surfshark vs Xeovo
Considerations & known limitations	Surfshark	Xeovo
Shared holding with Nord Security	Medium After the 2022 merger, Surfshark and Nord brands sit under one industry group even if infrastructure is separate. Shortlists that need ownership diversification should not treat NordVPN as an independent alternative.	Not listed
US-group SaaS in account data path	Medium Privacy Policy names Google, Cloudflare, Zendesk, Stripe, AppsFlyer, Telnyx and US group companies among recipients. Practical impact: account, support, billing, and marketing data may be reachable via US legal process even when VPN activity is claimed unlogged.	Not listed
Limited public enterprise certs / DPA	Medium Strong consumer-facing audit marketing (Deloitte, Cure53, SecuRing) but ISO 27001/SOC 2 and a self-serve DPA were not found on primary pages. Regulated buyers need extra contract and evidence work.	Not listed
Suite features expand personal data processing	Low Alert, Alternative ID/number, email scam checker, and Incogni process additional identifiers or content by design. Enabling the full One suite widens the privacy surface beyond pure VPN tunneling.	Not listed
Closed-source client applications	Low Clients are not open source; buyers who require public code review of VPN apps should prefer peers with OSS clients.	Not listed
No public independent no-logs audit	Not listed	High High-sensitivity buyers must treat no-logs and transparency reports as first-party claims. Demand external evidence or shortlist an audited peer.
Infrastructure and subprocessors not published	Not listed	Medium Without a DC/payment/email/hosting register, residual transfer and CLOUD Act analysis stays incomplete even with Finnish HQ and EEA storage claims for account data.
Optional US and other non-EU exit nodes	Not listed	Medium Status map includes multiple US cities and other non-EU locations. Choose EU exits deliberately when residency of tunnel egress matters.
No port forwarding or dedicated IPs; streaming weak	Not listed	Medium FAQ denies port forwarding and dedicated/residential IPs; major streaming services likely blocked. Hard blockers for some use cases.
Five concurrent devices; personal accounts	Not listed	Low Five simultaneous connections and terms against multi-person account sharing constrain household or team rollouts.

Fit

Surfshark

Best fit when

Households and multi-device users who need one VPN account across many concurrent endpoints
Buyers wanting a consumer privacy suite (VPN + antivirus, leak alerts, optional Incogni) rather than tunnel-only software
Travelers and remote workers needing a large country list, WireGuard/OpenVPN clients, and kill-switch/CleanWeb controls
Small teams evaluating a simple Teams admin panel for seat assignment (not full SASE/ZTNA)
EU buyers who accept a Dutch B.V. controller with published no-logs and security assessment materials

Poor fit when

Organizations requiring open-source VPN clients or self-hosted control planes
Buyers who must diversify away from the Nord Security–Surfshark ownership group (NordVPN is a sibling, not an independent alternative)
Procurement needing proven ISO 27001 / SOC 2 company certification or a self-serve public B2B DPA without sales engagement
Threat models that forbid US-group subprocessors for account, support, analytics, or payments data
Users seeking cash-only / account-number anonymity comparable to Mullvad-style signup

Consider instead when

When: You want open-source clients, a free tier option, and a privacy stack outside the Nord/Surfshark group
Consider: Proton VPN
Smaller device cap than Surfshark’s unlimited concurrent connections; stronger open-source posture.
When: You prioritize account-number privacy, minimal identity linkage, and a tunnel-focused product
Consider: Mullvad
Fewer lifestyle suite tools; different commercial and account model.
When: You want peer-reviewed AirVPN-style advanced networking features and a non-Nord ownership path
Consider: AirVPN
Different audience and ops model; check current catalog status and docs.
When: You already standardize on Nord products and only need another brand under the same holding
Consider: NordVPN
Sibling brand after 2022 merger — not ownership diversification.

Xeovo

Best fit when

Users under active DPI/censorship who need Shadowsocks, AmneziaWG, VLESS/VMess/Trojan, or Hysteria—not only plain WireGuard
Buyers who want a Finnish EU legal entity and GDPR-framed privacy policy with claimed EEA storage for account data
Privacy-oriented individuals who value optional email, cash/Monero/BTC/LTC payments, and prepaid subscriptions
Power users comfortable with config generators and third-party stealth clients rather than a single mega-app
Teams fine with a compact ~27-country map and live status/P2P labels instead of thousands of cities

Poor fit when

Procurement that requires independent no-logs audits, ISO 27001/SOC 2 evidence, and a public B2B DPA with subprocessors
Users who need port forwarding, dedicated/residential IPs, or reliable access to major streaming catalogues
Organisations standardising only on audited multi-hop or RAM-only infrastructure claims Xeovo does not publish
Households seeking a free tier or free trial (only prepaid + limited money-back)
Anyone who will treat vendor no-logs claims as verified without third-party evidence

Consider instead when

When: You need stronger anonymous-account culture and long-standing independent reputation
Consider: Mullvad
Better default when stealth protocols are secondary to audited privacy ops
When: You want a larger EU brand suite, free tier options, and deeper corporate security programme material
Consider: Proton VPN
Prefer for broader product integration and procurement packaging
When: You want simple Dutch consumer apps and lifetime packaging more than censorship tooling
Consider: GOOSE VPN
Different protocol story; fewer stealth-focused features

Open questions for due diligence

Surfshark

Will Surfshark sign a B2B DPA that lists subprocessors and clarifies controller vs processor roles for Teams seats?
Which regions host account databases and support tooling in practice, beyond the high-level Privacy Policy country list?
Can procurement obtain the full Deloitte no-logs package and latest infrastructure reports under NDA without a personal consumer account?
What is the current operational separation between Surfshark and Nord Security infrastructure for logging, staff access, and incident response?
Are company-wide ISO 27001 or SOC 2 programs in progress or available only under NDA?

Xeovo

Will Xeovo publish or provide under NDA a current infrastructure and subprocessor list (DCs, payment processors, email, CDN for stealth)?
Is an independent no-logs or application security audit planned or available on request?
For B2B: will Xeovo Oy sign a GDPR DPA with a named subprocessor schedule?
What exact retention periods apply to payment metadata, tickets, and WireGuard/proxy keys after account deletion?
Which official first-party apps (if any) ship kill-switch and DNS controls vs config import only per platform?